• Limit credit applications to necessary ones, avoiding excessive or unnecessary inquiries. 
• When shopping for credit, such as an auto loan or mortgage, try to do so within a concentrated timeframe to minimize the impact on your score. 
• Regularly monitor your credit report to ensure accuracy and address any potential discrepancies.

Question: "My credit score isn't great; do you work with low credit/credit concerns?"

Answer: Absolutely! We have lenders that can assist customers in many different credit situations. At [Your Company Name], we understand that credit concerns can arise, and we are here to help you navigate them.

Financial setbacks or credit challenges should not limit your access to reliable transportation or financial opportunities. Our dedicated team works with individuals facing various credit scenarios, including low credit scores.

We believe in finding solutions tailored to your unique needs. Our experienced lenders specialize in assisting customers with credit concerns, and they can guide you through the process to explore financing options that work for you.

Whether you have faced past credit difficulties, experienced bankruptcy, or have a limited credit history, we are committed to helping you rebuild and improve your creditworthiness.

Contact us today to review your options and discuss how we can assist you. We are here to listen, understand your situation, and find the best possible solutions to meet your needs.

Don't let a challenging credit history hold you back from getting the vehicle you need and deserve. Take the first step towards a brighter financial future by reaching out to us today.

Question: "Do I have to have money down to finance?"

Answer: Not necessarily. We have many lenders that offer no-money-down finance options. At Lebanon Ford, we understand that everyone's financial situation is unique, and we strive to provide flexible financing solutions.

While it's not a requirement to have money down for financing, it's important to consider the potential benefits. Providing a cash down payment can positively impact your financing terms, such as interest rates and monthly payments.

Here's why a cash down payment can be advantageous:

• Better Interest Rate: Putting money down upfront can often result in a lower interest rate, potentially saving you money over the life of your loan.
• Lower Monthly Payments: A down payment can help reduce the loan amount, resulting in more manageable monthly payments.
• Equity and Resale Value: Making a down payment helps you build equity in your vehicle from the start and may provide a better resale value down the road.

That said, we understand that not everyone has immediate access to a substantial down payment. Our team is here to explore alternative options, such as no-money-down finance programs, to accommodate your needs.

Reach out to us today to discuss your financing preferences and find the best solution for your budget and goals. Our experts will guide you through the process and help you make an informed decision.

Question: "How much can I put on a credit card when purchasing a vehicle?"

Answer: You can put up to $3,000 on a credit card when purchasing a vehicle. 

At Lebanon Ford, we understand the importance of providing flexible payment options to our customers.

While credit cards can be a convenient form of payment, it's important to note that they may have limitations when it comes to larger transactions like buying a vehicle.

As part of our commitment to customer convenience, we offer the flexibility to put up to $3,000 of your vehicle purchase on a credit card. This option allows you to utilize your credit card's benefits and earn any applicable rewards.

However, it's essential to keep in mind that a credit card may not cover the entire cost of the vehicle. The remaining balance will typically require an alternative form of payment, such as financing or a certified check.

To explore the various payment options available and discuss the best approach for your specific situation, we encourage you to reach out to our knowledgeable team.